{"id":791,"date":"2015-11-06T15:54:10","date_gmt":"2015-11-06T15:54:10","guid":{"rendered":"https:\/\/phbreagent.com\/rolando\/?page_id=791"},"modified":"2022-03-13T16:32:39","modified_gmt":"2022-03-13T16:32:39","slug":"get-financing","status":"publish","type":"page","link":"https:\/\/phbreagent.com\/rolando\/get-financing\/","title":{"rendered":"Get Financing"},"content":{"rendered":"

Pacific Home Brokers can provide real estate financing!<\/p>\n\n\n\n
Click Here<\/a><\/strong> to Get Prequalified and E-Sign <\/strong><\/p>\n

Our Prequalification Application!<\/strong><\/p>\n

Your application will be emailed to us securely once you are finished.<\/td>\n

\"loan-application\"<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Loan Process – Click Here<\/a><\/strong> for a flow chart of the loan process.
\n<\/strong>
\n<\/strong>The loan process start with taking an application, sending in your supporting documents, lender approval and funding. The chart linked above will show you a detailed diagram of the loan process. We will guide you the whole way and provide the best rate possible that you qualify for based on the home and other factors.<\/p>\n

Loan Programs<\/p>\n

Fixed Rate Mortgages<\/span><\/p>\n

A Fixed Rate Mortgage ensures that your payments will stay the same over the life of the loan. This has the obvious advantage of enabling you to calculate your monthly expenses without worrying about fluctuations in your mortgage payments over time.<\/p>\n

FHA Home Loans<\/span><\/p>\n

FHA loans have low down payments of 3.5%, low closing costs and easier credit qualifying.<\/p>\n

Adjustable Rate Mortgages<\/span><\/p>\n

Sometimes it is more important for you to have a lower initial rate, resulting in a lower payment, so that you will be able to qualify for the home you have chosen. Perhaps you plan to move in a few years and are not concerned about possible interest rate increases. Maybe you are confident that your income will increase enough in the coming years to compensate for periodic increases in your interest rate, and subsequently larger mortgage payments that accompany an Adjustable Rate Mortgage Loan (ARM).<\/p>\n

VA Loans<\/span><\/p>\n

A US Department of Veteran’s Affairs (VA) Loan allows qualified veterans to buy a house without a down payment. Additionally, the qualification guidelines for VA Loans are more flexible than for either FHA or Conventional Loans. For qualified veterans, this can be a very attractive option.<\/p>\n

JUMBO Home Loans<\/span><\/p>\n

If a conventional loan falls within Fannie Mae’s and Freddie Mac’s loan limits, it is referred to as a Conforming Loan. If the loan amount exceeds the maximum permissible loan amount of these two agencies, it is called a JUMBO, or Non-Conforming Loan.<\/p>\n

Home Loan Down Payment Assistance<\/span><\/p>\n

Situations can arise where the buyer can qualify for a loan but does not have enough for a down payment. In these instances, there are programs available through local and state agencies that can help procure funds for the down payment.<\/p>\n

Contact Me For More Information<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Pacific Home Brokers can provide real estate financing! Click Here to Get Prequalified and E-Sign Our Prequalification Application! Your application will be emailed to us securely once you are finished. Loan Process – Click Here for a flow chart of the loan process. The loan process start with taking an application, sending in your supporting Read More<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-791","page","type-page","status-publish","hentry"],"yoast_head":"\nGet Financing - #1 Client Centered Agent<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/phbreagent.com\/rolando\/get-financing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Get Financing - #1 Client Centered Agent\" \/>\n<meta property=\"og:description\" content=\"Pacific Home Brokers can provide real estate financing! Click Here to Get Prequalified and E-Sign Our Prequalification Application! Your application will be emailed to us securely once you are finished. Loan Process – Click Here for a flow chart of the loan process. The loan process start with taking an application, sending in your supporting Read More\" \/>\n<meta property=\"og:url\" content=\"https:\/\/phbreagent.com\/rolando\/get-financing\/\" \/>\n<meta property=\"og:site_name\" content=\"#1 Client Centered Agent\" \/>\n<meta property=\"article:modified_time\" content=\"2022-03-13T16:32:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/phbreagent.com\/rolando\/wp-content\/uploads\/2015\/11\/loan-application-225x300.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/get-financing\\\/\",\"url\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/get-financing\\\/\",\"name\":\"Get Financing - #1 Client Centered Agent\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/get-financing\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/get-financing\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/wp-content\\\/uploads\\\/2015\\\/11\\\/loan-application-225x300.jpg\",\"datePublished\":\"2015-11-06T15:54:10+00:00\",\"dateModified\":\"2022-03-13T16:32:39+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/get-financing\\\/#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/get-financing\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/get-financing\\\/#primaryimage\",\"url\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/wp-content\\\/uploads\\\/2015\\\/11\\\/loan-application.jpg\",\"contentUrl\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/wp-content\\\/uploads\\\/2015\\\/11\\\/loan-application.jpg\",\"width\":330,\"height\":440},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/get-financing\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Get Financing\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/#website\",\"url\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/\",\"name\":\"#1 Client Centered Agent\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/#organization\",\"name\":\"#1 Client Centered Agent\",\"url\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/wp-content\\\/uploads\\\/2022\\\/03\\\/cropped-cropped-cropped-cropped-logo.jpg\",\"contentUrl\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/wp-content\\\/uploads\\\/2022\\\/03\\\/cropped-cropped-cropped-cropped-logo.jpg\",\"width\":497,\"height\":129,\"caption\":\"#1 Client Centered Agent\"},\"image\":{\"@id\":\"https:\\\/\\\/phbreagent.com\\\/rolando\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Get Financing - #1 Client Centered Agent","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/phbreagent.com\/rolando\/get-financing\/","og_locale":"en_US","og_type":"article","og_title":"Get Financing - #1 Client Centered Agent","og_description":"Pacific Home Brokers can provide real estate financing! Click Here to Get Prequalified and E-Sign Our Prequalification Application! Your application will be emailed to us securely once you are finished. Loan Process – Click Here for a flow chart of the loan process. The loan process start with taking an application, sending in your supporting Read More","og_url":"https:\/\/phbreagent.com\/rolando\/get-financing\/","og_site_name":"#1 Client Centered Agent","article_modified_time":"2022-03-13T16:32:39+00:00","og_image":[{"url":"https:\/\/phbreagent.com\/rolando\/wp-content\/uploads\/2015\/11\/loan-application-225x300.jpg","type":"","width":"","height":""}],"twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/phbreagent.com\/rolando\/get-financing\/","url":"https:\/\/phbreagent.com\/rolando\/get-financing\/","name":"Get Financing - #1 Client Centered Agent","isPartOf":{"@id":"https:\/\/phbreagent.com\/rolando\/#website"},"primaryImageOfPage":{"@id":"https:\/\/phbreagent.com\/rolando\/get-financing\/#primaryimage"},"image":{"@id":"https:\/\/phbreagent.com\/rolando\/get-financing\/#primaryimage"},"thumbnailUrl":"https:\/\/phbreagent.com\/rolando\/wp-content\/uploads\/2015\/11\/loan-application-225x300.jpg","datePublished":"2015-11-06T15:54:10+00:00","dateModified":"2022-03-13T16:32:39+00:00","breadcrumb":{"@id":"https:\/\/phbreagent.com\/rolando\/get-financing\/#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/phbreagent.com\/rolando\/get-financing\/"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/phbreagent.com\/rolando\/get-financing\/#primaryimage","url":"https:\/\/phbreagent.com\/rolando\/wp-content\/uploads\/2015\/11\/loan-application.jpg","contentUrl":"https:\/\/phbreagent.com\/rolando\/wp-content\/uploads\/2015\/11\/loan-application.jpg","width":330,"height":440},{"@type":"BreadcrumbList","@id":"https:\/\/phbreagent.com\/rolando\/get-financing\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/phbreagent.com\/rolando\/"},{"@type":"ListItem","position":2,"name":"Get Financing"}]},{"@type":"WebSite","@id":"https:\/\/phbreagent.com\/rolando\/#website","url":"https:\/\/phbreagent.com\/rolando\/","name":"#1 Client Centered Agent","description":"","publisher":{"@id":"https:\/\/phbreagent.com\/rolando\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/phbreagent.com\/rolando\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/phbreagent.com\/rolando\/#organization","name":"#1 Client Centered Agent","url":"https:\/\/phbreagent.com\/rolando\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/phbreagent.com\/rolando\/#\/schema\/logo\/image\/","url":"https:\/\/phbreagent.com\/rolando\/wp-content\/uploads\/2022\/03\/cropped-cropped-cropped-cropped-logo.jpg","contentUrl":"https:\/\/phbreagent.com\/rolando\/wp-content\/uploads\/2022\/03\/cropped-cropped-cropped-cropped-logo.jpg","width":497,"height":129,"caption":"#1 Client Centered Agent"},"image":{"@id":"https:\/\/phbreagent.com\/rolando\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/phbreagent.com\/rolando\/wp-json\/wp\/v2\/pages\/791","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/phbreagent.com\/rolando\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/phbreagent.com\/rolando\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/phbreagent.com\/rolando\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/phbreagent.com\/rolando\/wp-json\/wp\/v2\/comments?post=791"}],"version-history":[{"count":32,"href":"https:\/\/phbreagent.com\/rolando\/wp-json\/wp\/v2\/pages\/791\/revisions"}],"predecessor-version":[{"id":1190,"href":"https:\/\/phbreagent.com\/rolando\/wp-json\/wp\/v2\/pages\/791\/revisions\/1190"}],"wp:attachment":[{"href":"https:\/\/phbreagent.com\/rolando\/wp-json\/wp\/v2\/media?parent=791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}